Introductory Courses for Personal Finances
Money Canvas – Thrivent
Free online coaching on basic day to day financial matters (3 hours). Disponible en Español.
Click here to access the free online coaching from Thrivent. Disponible en Español.
Know Yourself Know Your Money – Ramsey+
Money is personal. Discover the fears and behaviors that could be holding you back. (3 hours)
Jump Start – Ramsey+
This crash course will help jump start your progress and set you up for success even before you dive into Financial Peace University. (5 hours)
Ramsey+
The Ramsey+ subscription is an all-access membership to Ramsey’s best money tools, apps and content. It includes access to their online courses, including Financial Peace University, the premium version of EveryDollar, the BabySteps app, PLUS much more. [Note: The Ramsey+ subscription courses cannot be the only resources used for your personal and/or church training goals.]
Courses:
- Jump Start – “Get a quick win and see progress right away in this crash course.” 10 lessons with action steps for each lesson (5 hours)
- Financial Peace University – “A biblically based course in basic personal finances.” 9 lessons with reflection questions and activities for each lesson (14 hours)
- Budgeting that Actually Works – “Deep dive into zero-based budgeting using the EveryDollar app.” 9 lessons with application activities using the EveryDollar app. (3 hours)
- The Legacy Journey – “Learn a radical view of biblical wealth and generosity.” 6 video lessons (8 hours)
- Smart Money Smart Kids – “Teach your kids to make wise financial decisions.” 6 lessons with age-specific applications and family activities (9 hours)
- Know Yourself, Know Your Money – “Money is personal. Discover the fears and behaviors that could be holding you back.” 7 video lessons (3 hours)
Money Smart – A Financial Education Program
An FDIC sponsored financial education curriculum designed to help low- and moderate-income individuals enhance their financial skills, fostering stability for individuals, families, and entire communities (1 hour)
Securing Your Financial Future
A Nazarene Bible College course (IME8012) offered through their Institute for Ministry Enrichment with scholarships available for Nazarene ministers through Pensions & Benefits USA (20 hours)
MoneyLife Personal Finance Study
A biblically based online course (by Crown Financial) in personal finances, seven lessons, self-paced (10.5 hours)
Financial Peace University – Ramsey+
Learn how to take control of your money. A biblically based course in basic personal finances (14 hours)
Debt
Negotiating With Lenders
Tools and guidance for negotiating with your lenders for lower interest rates or payment plans (1 hour).
It may be possible to negotiate a lower interest rate, a different payment schedule, or even a lower balance on your debts. These helpful resources give guidance for how to have those conversations and what to do afterwards. Disponible en Español
Debt Reduction Worksheet
List your debts in one place and see how the balance decreases over time. (1 hour)
Annual Credit Reports
The official site to receive your FREE credit reports. (1.5 hours)
The Truth About Debt Consolidation
Explore the pros and cons of debt consolidation in this Dave Ramsey blog. (30 minutes)
Explore the top things you need to know before you consolidate your debt or work with a settlement company. Dave Ramsey shares his insight into the world of debt consolidation and debt settlement companies. Click here to read Dave Ramsey’s blog.
Investing Basics: How to Prioritize Debt
Online video (1:55) by Fidelity, three quick tips for tackling debt.
Click here to visit Fidelity to view the video “Investing Basics: How to Prioritize Debt.” Fidelity login required.
Explore the Ramsey Podcast Network
Listen to podcasts from Dave Ramsey, Chris Hogan, Rachel Cruze and others that will encourage and equip you to manage your money and achieve your goals. (approx. 30 to 50 minutes each)
Student Loan Debt Workshop
“Get a Handle on Your Current Student Loan Debt” Summary
Public Service Loan Forgiveness
U.S. pastors with federal direct student loans are now eligible to participate in the U.S. Department of Education’s Public Service Loan Forgiveness program.
How to Pay Off Student Loan Debt
Explore strategies and resources to paying down your student loan debt. (1 hour)
Debt Snowball Strategy
Dave Ramsey’s Debt Snowball worksheet for paying off debt (1 hour)
Student Debt Forgiveness Plans
Find out if your federal student loans qualify for forgiveness, cancellation, or discharge. (1 hour)
Student Debt Tool
Online tools for comparing repayment options for your student loans using your own data (1 hour)
Financial Calculators – Crown Financial
Online calculators regarding mortgages, auto loans, and other debt (30 minutes)
Budgeting for Beginners
Spending Tracker
Track your spending for one month with this handy form.
Explore the Ramsey Podcast Network
Listen to podcasts from Dave Ramsey, Chris Hogan, Rachel Cruze and others that will encourage and equip you to manage your money and achieve your goals. (approx. 30 to 50 minutes each)
Money Dates
Money is the number one topic that couples fight about. The goal of Crown Financial’s newest program, Money Dates, is to unify with your spouse and approach finances together – with God’s help. (10 hours)
Smart Money Smart Kids – Ramsey+
Teach your kids to make wise financial decisions. (9 hours)
Budgeting that Actually Works – Ramsey+
Deep dive into zero-based budgeting using the EveryDollar app. (3 hours)
A Ramsey+ membership gives you access to the premium version of the EveryDollar app and this nine-lesson course that teaches you a clear-cut way to make a budget that actually works.
Setting Up An Emergency Fund For Canadian Finances
This article by the Financial Consumer Agency of Canada walks you through the basics of an emergency fund.
Budget Planner for Canadian Finances
The Budget Planner tool, developed by the Financial Consumer Agency of Canada, helps you create a customized budget in 3 easy steps.
For more information on making a budget, click here. Gather information regarding your income and expenses and click here to start creating a budget.
How to Create a Budget
A 15 min video by Michael Blue on the basics of how to create your own budget, with a downloadable worksheet for practice
You Need A Budget (YNAB)
Try the YNAB app free for 34 days. Take control of your money! Award-winning software and a proven method – that works. Learn about the Four Simple Rules for Successful Budgeting and explore the app.
Create a Budget, Ditch Your Debt, and Start Building for the Future
A P&B Academy webinar on basic budgeting and debt management
Budgeting and Debt Management
Online video (2:31) by Fidelity – Knowing how to effectively save and spend within your boundaries puts you in control.
The Envelope System
Dave Ramsey’s envelope system wallets for purchase
Irregular Income Planning
Dave Ramsey’s worksheet for managing irregular income (self-employed/sales) to cover additional expenses (1 hour). Click here to download Dave Ramsey’s budgeting forms.
Monthly Cash Flow Plan
Dave Ramsey’s zero-balance budget worksheet, comparing income with all expenses (1.5 hours). Click here to download Dave Ramsey’s budgeting forms.
Quick-Start Budget Worksheet
Dave Ramsey’s budget worksheet to see how much money you need every month to cover the necessities (1 hour). Click here to download Dave Ramsey’s budgeting forms.
EveryDollar Budgeting Tool
Create a budget & track spending from your computer, iPhone or Android device, to knock out debt, build wealth, and start living.
For the premium version of the EveryDollar app, with the functionality to link to your bank, a Ramsey+ membership is required. Ramsey + also includes a nine-lesson course entitled “Budgeting that Actually Works,” that provides a deep dive into zero-based budgeting with application activities using the premium version of the EveryDollar app. (3 hours) Click here for more information.
MoneyLife® Budget™
Crown Financial’s step-by-step online budgeting tool and percentage guidelines for creating a usable, flexible spending plan
Budgeting Philosophy
Online video (2:29) by Ron Blue on the philosophy of creating a budget/spending plan.
Visit ronblueinstitute.com for more information.
Budgeting Tools
Downloadable excel spreadsheets: budgeting, goal setting, net worth, financial plan (1 – 2 hours)
“Mint” App (free)
A free app that helps you manage your finances with budgeting and expense tracking – Mint links to your bank and credit card accounts so you see exactly what is happening with your money.
Savings
Financial Calculators – Crown Financial
Online calculators regarding savings, retirement, Life Insurance, and college funds (30 minutes)
Planning for Multiple Goals
Online video (2:58) by Fidelity, developing a strategy for saving for a variety of financial goals
Money Dates
Money is the number one topic that couples fight about. The goal of Crown Financial’s newest program, Money Dates, is to unify with your spouse and approach finances together – with God’s help. (10 hours)
Setting Up An Emergency Fund For Canadian Finances
This article by the Financial Consumer Agency of Canada walks you through the basics of an emergency fund.
How much to save for Retirement
A Fidelity worksheet for estimating your retirement income goal and creating a plan for reaching it. (30 minutes)
Understanding Your Annual Pension Supplement (APS)
An explanation of the relationship between the local church’s payment of P&B allocations budget and the benefits the pastor receives from P&B (15 minutes)
Fidelity Resources
Student Debt Tool
Online tools for comparing repayment options for your student loans using your own data (1 hour)
Short Fidelity Videos
Fidelity’s short videos on many financial topics related to retirement
Bank of America/Khan Academy
Better Money Habits
Videos, infographics, articles on credit, debt, saving & budgeting, retirement, and much more (1 hour)
Investing
Determining Your Investment Mix
Fidelity’s helpful guide for determining a suitable investment mix for your financial needs (30 minutes)
Your Net Worth
An assets and liabilities worksheet for calculating your net worth, by Crown Financial (30 minutes)
Church of the Nazarene 403(b) Investment Options Performance Update
An update on the past performance of fund options within the Nazarene 403(b) Investment Plan (30 minutes)
2021 Wesley Center Conference
The Economics of Vocational Ministry: Living at the Crossroads of Affordability and Calling
View the sessions and workshops presented at the 2021 Wesley Conference, held virtually on Feb. 4-5, 2021. Covers practical and emotional aspects of personal and church finances.
Software and Apps
You Need A Budget (YNAB)
Try the YNAB app free for 34 days.
Quicken – Personal Finance Software
Software for Windows or Mac with online resources that allow you to create a budget, track your income and spending, and manage loans – will even link to your bank
“EveryDollar” App (free)
Create a budget & track spending from your computer, iPhone or Android device, to knock out debt, build wealth, and start living.
“Mint” App (free)
A free app that helps you manage your finances with budgeting and expense tracking – Mint links to your bank and credit card accounts so you see exactly what is happening with your money.
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau’s list of websites, videos, and courses
A list of websites, videos, and courses from federal government agencies and national nonprofit organizations addressing a variety of financial topics (1 – 2 hours)
Financial Well-Being Assessment
CFPB’s downloadable pdfs that include the full length and short versions of the Financial Well-Being Assessment and a user guide. (1 hour) Disponible en Español
NAE Financial Health
Six Month Planner
A tool for utilizing NAE’s Financial Health resources (1 – 2 hours)
Best Practices In Personal Finances
Some of the best free and online resources to help improve your household’s financial health. (1 – 2 hours)
Financial Health Assessment
A 5-minute Self-Assessment Checkup: Find out your financial health score and the areas where you can improve. Available in Spanish, French, Portuguese, Korean and more. (5 minutes)